Take Personal Finance online at your own pace
ACE Credit®-recommended for 3.0 semester credits
3905 students successfully completed
With every dollar you spend, save, or invest, you deserve to know that you are making the best financial decisions in today's economy. Knowing what drives the economy can help you understand all aspects of life, including jobs, income, consumer prices, trade, and overall prosperity. In Sophia's Personal Finance course, you will explore key concepts of economics and personal finance. You will learn how to reason with an economic mindset, use tools for financial analysis, and develop skills to plan for your future.
Assessments and grading
This is a pass/fail course. You must complete 12 Challenges (formative assessments), 4 Milestones (summative assessments), and 2 Touchstones (project-based or written assessments) with an overall score of 70% or better. This course teaches spreadsheet skills for managing your finances using a Microsoft Excel template. To complete the course, you’ll need access to Excel. If you require a mobile app, search the App Store or Google Play for the free Excel download through Microsoft Office 365.
Start your free trial today
- Take the first Challenge of any course
- Go at your own pace
- Access anytime, anywhere
- Confirm your completed courses will transfer
Check Sophia’s list of partner schools to see if your school is on the list. If not, contact your registrar to learn about your school’s transfer credit policy and if Sophia coursework can be submitted for transfer.
Sophia course completions do not expire and will be available to submit for transfer when you’re ready. At that time, check with your school’s registrar for their credit transfer policies.
If you’ve completed the first Challenge during your free trial, you can pick up right where you left off after you become a Sophia member.
Don’t worry. Your completed courses won’t disappear if you cancel your membership. Those courses will be there for you when you’re ready to submit for transfer.
If you have an education benefit through your employer, it may cover your subscription to Sophia. Check with your benefits administrator to find out if you qualify.
Earn college-level credit
With Sophia, you can take up to two courses at a time – accessible anytime, anywhere – for only $99 a month.
An ACE® Credit-recommended learning pathway
Sophia’s ACE® Credit and DEAC-recommended courses have been accepted for credit at hundreds of colleges and universities. The American Council on Education's College Credit Recommendation Service (ACE®️ Credit) has evaluated and recommended college credit for over 50 of Sophia's online courses for college credit.