2025-07-31
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Take Personal Finance online at your own pace

Sophia’s Personal Finance course provides students with a comprehensive understanding of essential financial principles and the practical skills necessary for financial resilience.

Personal Finance course stats

Assignments & grading

This is a pass/fail course. You must complete 19 Challenges (formative assessments), 5 Milestones (summative assessments), and 1 Touchstone (project-based or written assessments) with an overall score of 70% or better.

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Learning outcomes

<p>At the end of the course, you'll be able to:</p> <ul><li>Determine how budgeting and financial foundations contribute to building financial well-being.</li><li>Generalize strategies for using credit effectively, making informed purchase decisions, and managing debt responsibly.</li><li>Summarize the major types of insurance to manage risk in financial planning.</li><li>Apply key investment strategies to build portfolios that incorporate financial goals based on common investment options and account types.</li><li>Determine strategies for building and managing retirement savings, planning for retirement income, and protecting your legacy through estate planning.</li></ul>
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FAQ

Access the course content through the first Challenge of any of Sophia’s 50+ courses.

Check Sophia’s list of partner schools to see if your school is on the list. If not, contact your registrar to learn about your school’s transfer credit policy and if Sophia coursework can be submitted for transfer.

Sophia course completions do not expire and will be available to submit for transfer when you’re ready. At that time, check with your school’s registrar for their credit transfer policies.

If you’ve completed the first Challenge during your free trial, you can pick up right where you left off after you become a Sophia member.

Don’t worry. Your completed courses won’t disappear if you cancel your membership. Those courses will be there for you when you’re ready to submit for transfer.

If you have an education benefit through your employer, it may cover your subscription to Sophia. Check with your benefits administrator to find out if you qualify.

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